Social Security disability is a Social Security benefit paid to American workers with a qualifying disability. They do this because they can’t work for more than a year due to the condition and so they need these monthly checks to put food on their table. Your money changes each year depending on the cost of living adjustment, perhaps because inflation goes up.
These COLAs mean SSDI recipients can keep their buying power. In 2025, the thing is, a few workers with disabilities will qualify for a payment of up to $4018. But what qualifies someone to score such a huge Social Security check or direct deposit?
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SSDI payment of $4018 – Eligibility
To receive the maximum Social Security Disability Insurance payment of $4018, you must have worked many decades with a large salary. And if you didn’t earn average or low wages, you won’t be allowed to.
Some SSDI recipients cannot meet the minimum number of years to get the largest disability payments because they can’t continue working due to having a disability. Here are all the requirements:
- points out that it is having earned the contribution and benefit base (35 years, the same as taxable maximum).
- at least file for Social Security Disability Insurance at the age SSA will require in 2025.
- having been employed at least 35 years
- a case where you’ve actually worked in jobs that paid enough payroll taxes
And if you do meet all the requirements—many and not easy at all—you’ll be eligible for an SSDI payment of $4018 in 2025 after the COLA increase.
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SSDI payment dates when recipients can get up to $4018
Starting in 2025, Americans with a disability who are collecting disability insurance will see their increase in COLA. For that reason, you will not be able to get the new maximum amounts in 2024.
January 3, 2025, is the date from which the first SSDI payment will be issued starting in 2025. If you haven’t started collecting disability benefits from Social Security before May 1997, you don’t get money on this date. Or, if you don’t have to report SSI benefits as income, then.
Another is that the Social Security Administration has said it should make payments on January 8 (born 1-10), January 15 (born 11-20), or January 22 (born 21-31).