November’s Three Checks for Retirees: How and When to Receive Them

In November, retirees in the United States receiving both Social Security and Supplemental Security Income (SSI) benefits will receive up to three separate payments. The Social Security Administration (SSA) adjusts payment dates to avoid weekend and holiday delays in favor of speeding the receipt of funds to recipients.

November may not be your normal month for Social Security and SSI beneficiaries, as they get their check this month three times instead of the regular one or two. The shift is part of the SSA’s attempt to prevent delays in December payments, which would otherwise be cut off by the first of the month on a weekend. The SSI is moving ahead and advancing December payments so that recipients can access their funds pre-delay.

Three checks in November for retirees: what you need to know

This month, you’ll receive three of your payments kicked into your account: if you receive SSI and Social Security retirement benefits. Here’s a breakdown of the key dates:

• November 1: That’s the scheduled SSI payment date for November. SSI recipients all get their checks on the first of the month. And Social Security beneficiaries who started getting their Social Security before May 1997 will also receive their Social Security payment on this date.
• November 13, 20, or 27: The regular Social Security retirement benefits dates apply based on the birth date. On November 13, you’ll receive your payment if your birthday is between the 1st and the 10th. If your birthday is from the 11th to the 20th, you’ll be getting it on the 20th of November. Payment for those born between the 21st and 31st will arrive on November 27.
• November 29: Advance payment for SSI check for December. The SSA is sending SSI and SSDI payments a day early since December 1 falls on a weekend, so it’s not likely that recipients will have the funds on that date.

Also Read: Are $2000 Stimulus Checks Real? Find Out If You Could Get One!

Who will receive these three payments in November

The three-payment schedule in November will primarily affect two groups of retirees:

• SSI recipients: This month, everyone will receive two payments, including those receiving Supplemental Security Income as part of their monthly income. The November payment is made on the first business day of November and the advance December payment will be deposited on the 29th of November.
• Social Security retirees: This month’s Social Security retirement benefit payment will come to all recipients in one payment, based on their birth date. Those who have birthdays early in the month get a payment on the 13th, those in the middle of the month get a payment on the 20th, and those in the second half of the month get a payment on the 27th.

The scheduled payment dates allow retirees who live on SSI and Social Security to continue to draw their monthly income on a consistent basis, even during holidays or weekends. This means you can plan your finances securely knowing your money is coming at regular intervals.

Also Read: Social Security Check Cuts: New November Date Announced if Reductions Occur

How much you’ll receive in each payment

Individual circumstances determine the amount on each check. The amount is determined by the recipient’s work history and contributions to the Social Security program. However, SSI payments are not completely decided by income, nor by other factors such as the beneficiary’s income and resources so that each person gets a different amount depending on his or her own specific financial situation.

As part of this carefully planned payment schedule in November, retirees and SSI beneficiaries are being given a steady income stream so that they can have greater financial security. In November, the retirees are given the comfort of knowing they will have the money they need and won’t have to worry about delays or last-minute changes with the three-payment structure.

FAQs